238000004891 communication Methods 0.000 claims description 31.Ģ30000004044 response Effects 0.000 claims abstract description 106.Assignors: CIUREA, PETER Publication of US10223691B2 publication Critical patent/US10223691B2/en Application granted granted Critical Status Active legal-status Critical Current Anticipated expiration legal-status Critical Links Assignors: KARPENKO, IGOR, LI, SHAW, THEURER, TENNI, KATZIN, EDWARD, KUMNICK, PHILLIP L, MORI, MICHAEL, BHARGAVA, AMIT, CHATTERJEE, SAURAV, FRENCH, SUSAN, GAVRILOV, Miroslav, GRAHAM, VICTORIA L, POURFALLAH, STACY, SALMON, DIANE, HARRIS, THEODORE, HARIRAMANI, PRAKASH, FAITH, PATRICK, JHA, Shipra, HUA, JULIAN, STOREY, GREGORY KENNETH, BADEA, Sebastian, BECK, ANDREW, SCHULZ, JENNIFER, SHRIVASTAVA, Abhinav, HAMMAD, AYMAN, PANDCY, VANITA, PURVES, THOMAS, PFISTERER, Ben Publication of US20140337175A1 publication Critical patent/US20140337175A1/en Assigned to VISA INTERNATIONAL SERVICE ASSOCIATION reassignment VISA INTERNATIONAL SERVICE ASSOCIATION ASSIGNMENT OF ASSIGNORS INTEREST (SEE DOCUMENT FOR DETAILS).

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